Confidentiality is a key aspect in Financial advising

Each financial advisor has responsibilities towards his/her customers. This includes confidentiality responsibilities, preventing fraud, checking if a product or service is right for the customer. It also includes meeting the requirements of legislation and regulation.

Clients do not all have the same vision and expectations when they come to a financial advisor

Financial advisors are numerous around the world but they do not all offer a service of the same quality. There are big differences between countries in particular. Generally speaking, a Brazilian financial adviser will not have the same approach as a European financial adviser for example. Similarly, clients do not all have the same vision and expectations when they come to a financial advisor.

hph solutions is part of our top financial advisors list

Today, let's focus on hph solutions. hph solutions is part of our top financial advisors list. hph solutions is an award-winning financial planning firm in its country. The company is based in Australia and is a medium-scale company. Investment advice, Wealth management and Retirement planning are some of the services the company offers to its clients. https://www.hphsolutions.com.au/

Understanding how your financial advisor is paid

Understanding how your financial advisor is paid is of primary importance. Do you know if your advisor is directly impacted by the performance of your investment portfolio? Stop beating around the bush, many advisors are not interested in your investment performance and are paid regardless of it. The necessary step for you as a client is to understand how the fees system work.

Why work with a financial advisor?

Why work with a financial advisor? This is a question that many people ask themselves. Managing your investments can be complicated sometimes and a professional financial advisor can help you. Not all of them will help you though. Let’s get frank, some advisors are just terrible and will only focus on two things: 1. Keeping you as a client 2. Taking the most profit they can from you But some advisors might be able to change your life. It’s all about selecting the right advisors.

Maxim Financial - Financial advisor in New Zealand

Today, let's focus on Maxim Financial. Maxim Financial is part of our top financial advisors list. The company is based in New Zealand and is a rather small-scale company. Financial planning, Estate Planning, and Insurance are some of the services the company offers to its clients. https://www.maximfinancial.co.nz/blog/

Ranking of the best financial advisers in North America

Investopedia, the well-known website of financial professionals all around the world, has recently published its ranking of the best financial advisers in North America. Congratulations to Josh Brown who obtained the first position. Josh Brown has spent his career helping people invest and manage portfolios. Josh is also a contributor on CNBC’s “The Halftime Report” and a featured columnist at Fortune Magazine. https://www.investopedia.com/top-100-financial-advisors/josh-brown/

Checking financial advisor's experience

When you look for the right financial advisor, you have to check experience. What is your financial advisor experience? • How long have he/she been advising? • How long have he/she been working for this company? • Do you have experience with various products or do you specialize in certain products only? That's some of the questions you must ask before choosing a financial advisor.

Financial advisors have a difficult role and a lot of different missions

Financial advisors have a difficult role. The missions of the financial advisor include the following: • welcoming clients ; • closely following his/her client's accounts; • contact the clients in case of any problems; • managing his/her client's portfolio

Risk versus performance

A large portion of investors expects large annual performance for their investments. According to different polls, roughly 30% of investors expect an annual performance of their investments above 10% per year. At the same time, less than 20% of investors are willing to take risks on their financial investments.

The life of a financial advisor

If you like a little variety in your work week, the life of a financial advisor might interest you. Indeed, there is not really a "typical" day for this job. On the financial side, a financial advisor is in charge of investment planning, retirement savings and long-term and short-term savings but there is also a risk management part. The job involves among other things, having client meetings, processing customer inquiries, and also searching for new clients.

You do not have to be extremely wealthy to hire an independent financial advisor

You do not have to be extremely wealthy to hire an independent financial advisor. All sort of people can benefit from personalized advice and not only the most wealthy of us. Of course, if you have no money at all there is no need to hire an independent financial advisor. But as soon as you are able to save a little bit of money every month, hiring a financial advisor can turn out to be a very clever idea.

Can you trust your financial advisor?

It is not rare to meet people who have a blind trust in their financial advisor or similarly in their bank ... They know him or them well, he or them is nice, considerate. But you should always keep in mind that this is their job to be nice with their clients so you have to be careful. The biggest mistake a prospective client can do is to find an advisor who has a specific product to sell whatever the client's characteristics can be.

Today let's have a closer look to Fidelity Investor Centre.

Today let's have a closer look to Fidelity Investor Centre. The company is based in Hong Kong. https://www.fidelity.com.hk/investor The company published 3 press releases in 2017 with notably an interesting stat: "Over 80% younger generation underestimates compounding effect". The company is one of the largest retirement asset managers in Hong Kong. They invite clients on a regular basis to seminars and they offer a range of investment solutions covering all regions, industrial sectors and asset classes.

Working with your financial advisor for many years

To find a financial advisor, you must use a rigorous process to select someone with whom you can work for many years. Finding the right person may take a little more time than opening the yellow pages or doing a quick search on the internet. But the time you will invest in the research will be wort in terms of peace of mind, and knowing that you have made the right decision. Our blog is here to help you find the best advisor for you.

Looking for the right financial advisor

When looking for a financial advisor, one of the most important things is to find the right person for you. This is obviously easier said than done. And this is also naturally tricky to define what the "right person" exactly means. You need a counselor you can trust. Someone who will really take the time to know your situation and who will help you create a plan that takes into account your current and future needs.

What do you mean by Independent Financial Advisers

Independent Financial Advisers are financial professionals who offer independent advice on financial matters to their clients and recommend suitable financial products from the market whether a specific market such a niche or the market as a whole. The term was originally developed in the United Kingdom and has a slightly different meaning depending on wherever in you are in the World.

Forbes, Financial times and Barron rankings

On the right part of our blog you can find links to some of the best Financial Advisors rankings available online. You will be able to find rankings from Forbes, Barrons, Wealthmanagement website or the Financial Times.

There are multiple ways to classify Financial advisors

There are multiple ways to classify Financial advisors. But one of the most important aspects is independence. Most Independent financial advisors will have their clients interests as a priority. We would like it to be true for all advisors but unfortunately, this is not always the case.

Five Traits of Extroverted People that Influence Financial Planning and Investment Decisions

Forbes Five Traits of Extroverted People that Influence Financial Planning and Investment Decisions: Talkative Friendly Assertiveness Sociable Energetic You may disagree with the article. In our experience, we found out that you can influence without having some of these traits.

Article on timing the market - Financial Advisor and Financial planning

http://uk.businessinsider.com/financial-planner-investing-is-not-about-timing-the-market-2018-9 As a financial advisor, I see this all the time. I have clients come to me and say, "You know, I have this cash sitting in my savings account and I know how important it is to invest so I can take advantage of compound returns...but the market is going to crash soon, so I'm going to wait." This approach is called 'timing the market,' and it's one of the fundamental mistakes even experienced investors make that causes them to miss opportunities — or worse, lose money.

Best independent financial advisors

The companies displayed in our tables are not a ranking. Our goal is not to create a ranking of the best independent financial advisors but instead to show some of the best companies in the industry. Hence, you can be sure that all the companies present in our table are made of professionals with ethics and strong skills.

How is your financial advisor going to work with you?

How is your financial advisor going to work with you? • How often will he/she contact you or eventually meet you in person? • How often will he/she review your portfolio and investments? • How can you reach him/her if you need his/her advice? • Who will contact you? Will it be him or her directly or another employee of the company?

Global banking and finance

An excellent article from the website Global banking and finance about how to choose your financial advisor. Keep the following points in mind when selecting a financial advisor: Cost - Background including qualifications and experience - Terms and conditions https://www.globalbankingandfinance.com/how-to-choose-a-financial-advisor/

What is your financial advisor's investment philosophy?

What is your financial advisor's investment philosophy? Is he or she going to buy and keep relatively safe investment products that can offer gains over a longer period? Is he or she going to buy and sell investment products more frequently, perhaps even on a daily basis, in order to promote rapid growth of my capital? All these questions need to be asked before choosing your independent financial advisor.

Understanding how your advisor is paid

Understanding how your advisor is paid is of primary importance. • Does the compensation consist of salary, commissions, fees or a combination of these options? • Do they receive a sales charge or a commission each time they buy or sell an investment product on your behalf? • Do they charge a flat fee (per hour, annual, or calculated as a percentage of my assets) or do they charge you depending on your performance?

How is your advisor qualified to offer advice?

Among the numerous questions to ask you when selecting a financial advisor, think about the below ones: What are their qualifications? How are they qualified to offer advice or sell investment products? What qualification or diplomas do their hold? Also, keep in mind that the general rule is that anyone who sells securities or advises on investments must be registered with a securities regulator. There are however some exceptions to this rule, especially for advisors who are based in certain countries or advise on certain areas of the World.

Why you certainly need a financial advisor

Have you received an inheritance? Have you managed to save some money and do not know how to invest it? Well, you certainly need a financial advisor to help you.

Our focus is on purely independent financial advisors

There are many financial rankings available for financial advisors online. However, our is focusing on purely independent financial advisors. We also tried our best to pick advisors coming from different countries and covering different locations.

Questions you should ask yourself when looking for a financial adviser.

There are many questions that you should ask yourself when looking for a financial adviser. Among these questions are: How are you qualified to offer me advice? How long have you been advising? How long have you been working for this company? What type of products do you offer? Do you prefer a certain type of client or are you open to several types? Do you have other clients with a profile similar to mine? Who will contact me if needed and how will they do so?

There are many rankings of the best financial advisors

There are many rankings of the best financial advisors available on the internet. However, our goal is to highlight some of the best independent ones wherever they can be based and whatever the parts of the world their advises cover.